Haruki Nakamura, a former a safety that played for both the Ravens and Panthers that received a NFL deemed career ending concussion, is suing insurance company Lloyd’s of London for $1 million, the value of a denied insurance policy.
The suit says that Lloyd’s medical expert, in spite of what the NFL had said, believed that Nakamura could return to play football but should consider the, “probable long-term effects of repetitive concussions.”
Nakamura already has headaches, vision problems and depression stemming from multiple concussions suffered as a player. Nakamura paid $17,000 for the bodily injury policy, according to a lawyer on the case. The NFL awarded him full disability benefits for a concussion he suffered during a 2013 preseason game.
This lawsuit has the potential to be a standard bearing case for insurance companies dealing with football related concussion fallout and head trauma claims stemming from that.
Nakamura was a sixth round pick in the 2008 NFL Draft out of the University of Cincinnati, and ended his career with 106 tackles, one forced fumble, and two interceptions.
[ESPN]
